Tuesday, January 3, 2012
If wagon falling was an Olympic sport, I would be in serious training. The budget is another area that I have lost track of in the past couple of months. I mean, I am paying bills and buying groceries, but not with the same plan and purpose that I have in the past.
Here is the deal, I have squeezed a lot out of our family budget. We don't have cable, don't subscribe to magazines, don't have car payments, but we need to have a real plan for our money. I need to have a real look at all the items in our budget and make some difficult decisions.
I will spend the next couple of days going over the items in the budget and making a plan. I am taking advice from Family Balance Sheet. She has some great ideas and is on her way to debt freedom. Also, I need to get the envelope system in full effect.
I also need to get a handle on the food budget. I usually pick a random number and say we are not spending more than $this, but I never really think about how much we are spending now. Also, I am a bit of a food snob. I like my organic produce box, my home delivered milk, and the grocery store that does the shopping for me. (I see another post developing)
So, I will also be creating a budget tab in this family notebook. With a real plan for paying off bills and creating some wealth.