Today is a red letter day - Target Red. Today I was lucky enough to score a babysitter and be able to do my errands kid free. I went to the Sam's Club which put me on the opposite side of town from where I typically do my shopping. Instead of going back across town I decided to do my Target shopping at the store on this side of town. I went through and found TONS of stuff I needed: shoes for my daughter and son, tights for all the girls to wear to Kid #4 baptism, a sweater for me, misc household items...you get it "Target stuff". When I went to checkout the total was $304.23. I wrote a check. (I don't use credit cards anymore.) I was told by the clerk that he could not take the check and for and an explanation I needed to call the 800 on the back of my "rejected" check.
Let me first say the money is in there and was budgeted for. Embarrassed, I went out to my car (leaving behind the $300 of merchandise) to get to the bottom of things. I called Target Check Authorization and was told that I do not have check writing history with this Target and therefore can not write checks any higher than $100 until I have established check writing history in small amounts. He said it has NOTHING to do with how much money is in my account. They would not authorize a one time big check. I was mad, really really mad. I explained the embarrassment, frustration, the time lost that I can't get back to re-shop the items. He offered me the option of getting cash at the bank and paying, going back and writing a check for $100 and charging the rest, or simply charging it. When I explained I don't use credit, he apologized. When I said, "I guess I can also chose not to do business with Target again too!" He apologized. After ending the conversation, I went back in the store and asked for a manager. (Note: I knew this wasn't going to get me anywhere, but I needed them to know!) As if she was reading from the same script as the 800-guy, she apologized. She told me the policy was to prevent check fraud...I guess they get a lot of that. I was mad. I'm still mad. I have written 100s of checks at the "other" Target. The "other" Target doesn't even need my ID. She told me the 2 systems are NOT connected and doing business with one doesn't count. She agreed it was "unfortunate" that I would be taking my business elsewhere, but her hands were tied. I know they were. I am sad that I am being punished for the irresponsibility of a few. I am TIRED of being held to the standard of the lowest common denominator. For me it ends today!
So, tomorrow morning I will go to a store that takes my check (Meijer) and with 3 of my 4 kids and redo everything I did today. And sadly will never shop at Target again.